City Savings Bank Gumaca Quezon Branch

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City Savings Bank is the thrift bank subsidiary of Union Bank of the Philippines and a member of the Aboitiz Group. They have one of the best operating efficiencies, lowest non-performing loans and highest capitalization levels in the thrift banking industry. From one branch built in 1966, they now have over 100 branches with more than 1,000 employees, stockholders equity of PhP 9.9B, and total resources of PhP 71.2B, many times doubled over the initial capital when they started.


CitySavings has retained this “small bank” personality while growing their network and embracing technology to offer their customers greater convenience. Their main market is public school teachers who they serve nationwide. What makes CitySavings unique is that the whole organization is geared towards making the financing experience for the teachers easy and convenient, ensuring “high touch” at any level of customer interaction. As of 2016, their client base has increased to more than 300,000 borrowers from 3,568 while the number of depositors has reached to over 200,000 from only 2,735 since they started their business.



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